Liban Viager brings the French viager model to Lebanon: sell your property, keep living in it, and receive a guaranteed annuity for the rest of your life.
From the estimate to the signature, our team supports you at every step of the process.
We assess the market value of your property and simulate the bouquet and annuity.
We identify qualified buyers who match your profile.
The viager contract is drafted and signed before a notary, with full legal security.
You receive your monthly annuity, guaranteed and insured, for as long as you live.
From the moment of signing, the buyer takes out an insurance policy that protects the payment of your annuity, regardless of their own financial situation. This premium — around 4.5% of the annual annuity — is paid by the buyer on top of the annuity; it in no way reduces the amount you receive.
A three-step mechanism designed so you never feel the effect of a buyer's missed payment.
If the buyer misses a payment and does not settle it after formal notice, the insurer takes over from the second month of default and pays your annuity directly in their place, month after month.
After nine months of advances by the insurer, the insurer requires the defaulting buyer to repay in full the amounts paid on their behalf.
If the buyer does not repay, they permanently lose the bouquet and all annuities already paid, and the insurer takes over their rights to the property in their place. For you: nothing changes — you continue to receive your annuity, for life, now guaranteed by the insurer.
Sellers, buyers and brokers each have a dedicated space in the Liban Viager app.