Acquire a Lebanese property at a structural discount to its market value, with no need for bank financing, while supporting an older homeowner who stays in their home.
The price paid (bouquet + capitalized annuity) is structurally lower than the property's market value, to account for life-expectancy risk and, in occupied viager, the right of use retained by the seller.
The bouquet is paid in cash, then the annuity is paid monthly — no need to commit the full capital at signing, or to take out a Lebanese bank loan.
A Lebanese property, outside the banking system, in a market where diaspora demand has picked up markedly since 2024.
Your own payment commitment is what protects the seller; in the event of default, an insurance guarantee steps in for the seller, without releasing you from your contractual obligations.
Every case is structured and valued by our team (bouquet, annuity, DUH) before being offered to investors — you invest in a case that is already priced and documented.
Many diaspora investors see viager as a way to keep or rebuild a family foothold in Lebanon, with the prospect of future enjoyment of the property.
Beyond the bouquet and the annuity, here are the costs added for the buyer — including the non-payment insurance premium, paid on top of the annuity and never deducted from what the seller receives.
Illustrative example on a property with a market value of $ 400,000, occupied viager, 20% bouquet.
Illustrative pricing assumptions — the insurance premium is still to be confirmed with our insurance partner ahead of commercial launch. Use the Homeowners simulator to see the detailed figures (amount due at signing and actual monthly cost) for a given property.
Review the available properties, each with its own valuation sheet (bouquet, annuity, DUH, documents).
Identity verification and, for foreign buyers, nationality and property-ownership approval under Lebanese law.
You position yourself on a property; our team structures the contract and arranges the non-payment insurance.
Notarial deed, registration with the Land Registry, then track your portfolio and payments from your investor portal.
We'll let you know as soon as a property matching your investment profile is published.